Economy topic analysis

Money, Banking & Monetary Policy UPSC PYQs

This cluster covers RBI functions and instruments, money and liquidity, banking institutions, payment systems, currency, inclusion, and financial-sector reform. This live collection contains 46 classified questions across 12 exam years, from 2014 to 2025.

Year-by-year frequency

Counts show how many questions in this library were assigned to the category in each represented exam year. A zero is not implied for omitted years, and frequency alone is not a prediction of a future paper.

Source topic labels in this cluster

Monetary Policy14
Indian Economy4
Banking & Financial Institutions3
Money and Banking3
Banking Sector Reforms2
Financial Sector2
International Organizations2
Banking and Financial Sector1
Banking and Payment Systems1
Banking Sector1

Recurrent concept labels

Central banking · 5Banking regulation · 4Financial Inclusion · 4Banking operations · 3Economic governance · 3Financial regulation · 3Financial technology · 3Liquidity Management · 3Monetary Policy · 3Payment systems · 3Banking infrastructure · 2Banking Operations · 2

Representative solved questions

The sample prioritizes different years and removes repeated prompt text. Open a question to see its options, independent answer, and explanation.

UPSC 2025 · Economy

Which of the following are the sources of income for the Reserve Bank of India? I. Buying and selling Government bonds II. Buying and selling foreign currency III. Pension fun...

UPSC 2024 · Economy

Consider the following statements in respect of the digital rupee : 1. It is a sovereign currency issued by the Reserve Bank of India (RBI) in alignment with its monetary poli...

UPSC 2023 · Economy

Consider the following statements : Statement-I : In the post-pandemic recent past, many Central Banks worldwide had carried out interest rate hikes. Statement-II : Central Ba...

UPSC 2022 · Economy

With reference to the Indian economy, consider the following statements: 1. If the inflation is too high, Reserve Bank of India (RBI) is likely to buy government securities. 2...

UPSC 2021 · Economy

Consider the following statements : 1. The Governor of the Reserve Bank of India (RBI) is appointed by the Central Government. 2. Certain provisions in the Constitution of Ind...

UPSC 2020 · Economy

If the RBI decides to adopt an expansionist monetary policy, which of the following would it not do ? 1. Cut and optimize the Statutory Liquidity Ratio 2. Increase the Margina...

UPSC 2019 · Economy

Which of the following is not included in the assets of a commercial bank in India?

UPSC 2018 · Economy

With reference to digital payments, consider the following statements : 1. BHIM app allows the user to transfer money to anyone with a UPI-enabled bank account. 2. While a chi...

UPSC 2017 · Economy

Which of the following statements is/are correct regarding the Monetary Policy Committee (MPC) ? 1. It decides the RBI's benchmark interest rates. 2. It is a 12-member body in...

UPSC 2016 · Economy

What is/are the purpose/purposes of the 'Marginal Cost of Funds based Lending Rate (MCLR)' announced by RBI? 1. These guidelines help improve the transparency in the methodolo...

How this page is built

Topic and concept labels are AI-assisted enrichment, not official UPSC classifications. We map them into a conservative editorial taxonomy using deterministic label rules, publish a category only when it has at least 10 questions across at least three exam years, and keep ambiguous records out of topic pages. Counts update with the question bank. See the full methodology and correction policy.