Consider the following countries : I. United Arab Emirates II. France III. Germany IV. Singapore V. Bangladesh How many countries amongst the above are there other than India where international merchant payments are accepted under UPI?

Option (B) is correct because UPI merchant payments are currently operational in the UAE, France, and Singapore, allowing Indian travelers to pay local vendors directly through UPI-enabled apps. While India has signed Memorandums of Understanding (MoUs) or is in advanced discussions with Germany and Bangladesh, full-scale merchant payment acceptance has not yet been operationalized in these nations. This question tests the global expansion of India’s Digital Public Infrastructure (DPI) and the specific progress of NPCI International Payments Limited (NIPL) in establishing cross-border payment linkages.