Consider the following countries : 1. United Arab Emirates 2. France 3. Germany 4. Singapore 5. Bangladesh How many countries amongst the above are there other than India where international merchant payments are accepted under UPI?

The correct option is (b) because UPI merchant payments are currently operational in the United Arab Emirates, France, and Singapore among the listed countries. While India has signed agreements or Memorandums of Understanding (MoUs) with Germany and Bangladesh to facilitate digital payment cooperation, full-scale merchant acceptance for UPI is not yet live in those two nations. This question tests the internationalization of India’s Digital Public Infrastructure (DPI) and the real-time status of cross-border UPI linkages.